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MSU Students - Health Insurance Waivers

Each MSU international student is eligible to purchase an alternative health insurance policy and apply for an insurance waiver. If the alternative policy meets the MSU minimum health insurance waiver criteria, the student will receive a refund of the Blue Care Network Student Health premium cost.

Waiver criteria for the 2017-2018 academic year! (Click here to read them below)

Waiver criteria for the 2017-2018 academic year: (click here to download PDF* (/downloads/2014_15_ international_waiver_criteria.pdf))

  • A minimum of $500,000 per condition without time limitation
  • A deductible of $500 or less per individual
  • Coverage for inpatient and outpatient medical services (Including labs and x-rays)
  • Coverage for inpatient and outpatient mental health services
  • Coverage for prescriptions with at least a minimum of $500,000
  • A maximum out of pocket limit of $2000 per individual and $4000 per family
  • Worldwide coverage
  • At least $50,000 for medical evacuation to the international student’s home country
  • At least $25,000 for repatriation (removal of remains after death) to the international student's home country
  • Coverage for the waiver period requested
    • Fall 2017 waiver period: August 15, 2017 - February 14, 2018
    • Spring 2018 waiver period: February 15, 2018 - August 14, 2018
    • Annual 2017 -18 waiver period: August 15, 2017 - August 14, 2018


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