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Health care & health insurance in the United States

MSU Minimum Requirements for all MSU international students

Visa Status Health Insurance
F-1 Required by MSU
F-2 Not required but extremely unsafe to be without. Protect your family today!
J-1 Required by US Government
(J-1 students must meet MSU requirements)
J-2 Required by US Government

Attention students!! Please review your insuranace policy and make sure it meets all the minimum requirements listed below before applying for the waiver:

  • Lifetime minimum of $250,000 coverage for accidents and sickness
  • Deductible: $500 or less per individual per policy year
  • Coverage for inpatient and outpatient medical services (including labs and x-rays)
  • Coverage for inpatient and outpatient mental health services
  • Coverage for prescriptions
  • Worldwide coverage
  • Medical evacuation to an international student's home country: $10,000 or more
  • Repatriation (removal of remains after death) to an international student's home country: $7,500 or more
  • Coverage for the waiver period requested
Insurance  waiver

Enrollment period requested

  Starts Ends
2013-2014 Annual  August 15, 2013 August 14, 2014
2013 Fall August 15, 2013 February 14, 2014
2014 Spring I February 15, 2014 August 14, 2014
2014 Spring II
(Only for students who are new to MSU in Spring semester)
January 1, 2014 August 14, 2014
2014 Spring III
(Only for students who will only be attending MSU between May and August)
May 12, 2014 August 14, 2014

Additional Requirements for Human, Osteopathic, Veterinary Medicine Students: Coverage for HIV infection, including Acquired Immune Deficiency syndrome (AIDS), AIDS-related complex, and a positive HIV test