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Health care & health insurance in the United States

MSU Minimum Requirements for all MSU international students

Visa Status Health Insurance
F-1 Required by MSU
F-2 Not required but extremely unsafe to be without. Protect your family today!
J-1 Required by US Government
(J-1 students must meet MSU requirements)
J-2 Required by US Government

Attention students!! A new health insurance minimum requirement will be effective from 08/15/2011. Please review your insurance policy before applying for the waiver. A new waiver system is also in use. Please read "New waiver system" below for detail.

  • Lifetime minimum of $250,000 coverage for accidents and sickness
  • Deductible: $500 or less per individual per policy year
  • Coverage for inpatient and outpatient medical services (including labs and x-rays)
  • Coverage for inpatient and outpatient mental health services
  • Cover prescriptions
  • Worldwide coverage
  • Medical evacuation to an international student's home country: $10,000 or more
  • Repatriation (removal of remains after death) to an international student's home country: $7,500 or more
  • Coverage for the waiver period requested
Insurance waiver Enrollment period required
  Starts Ends
2011-2012 Fall August 15, 2011 December 31, 2011
2011-2012 Spring/Summer January 1, 2012 August 14, 2012
2011-2012 Annual August 15, 2011 August 14, 2012

Additional Requirements for Human, Osteopathic, Veterinary Medicine Students:

Coverage for HIV infection, including Acquired Immune Deficiency syndrome (AIDS), AIDS-related complex, and a positive HIV test

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