Small World Map

Students

Health care & health insurance in the United States

New: Changes to Aetna Student Health (effective August 15, 2013)

IMPORTANT! International students are automatically enrolled for the Aetna base plan based on their course registration. The cost of the insurance will be added to their MSU Student Account (students with assistantships will receive the insurance free of charge).

Unlimited lifetime maximum and other benefits:
On March 25, 2012, the U.S. Department of Health and Human Services (HHS) issued final regulations confirming that student health plans must comply with the Health Care Reform law. As a result of our discussions with Aetna and changes due to Health Care Reform, effective August 15, 2013 plan changes for the Base and Graduate Plan are as follows.

  • Policy year maximum will change from $250,000 per condtiion to $500,000 per condition

Rate Increase
Premiums are being increased by a total 13.4% for the 2013/14 plan year (4.35% of the total is due to Health Care Reform required benefits and taxes/fees) as follows:

All Categories of Students except International Tuition-Billed Students & Graudate Assistants

Annual
8/15/13 - 8/14/14

Fall
8/15/13 - 2/14/14

*Spring II
2/15/14 - 8/14/14

**Spring I
1/1/14 - 8/14/14

***Spring III
5/12/14 - 8/14/14

Student

$1,886

$943

$943

$1,168

$491

Spouse

$5,285

$2,643

$2,643

$3,272

$1,376

One Child

$2,875

$1,438

$1,438

$1,780

$748

All Children

$3,968

$1,984

$1,984

$2,457

$1,033


International Tuition-Billed Students

Annual
8/15/13 - 8/14/14

Fall
8/15/13 - 2/14/14

*Spring II
2/15/14 - 8/14/14

**Spring I
1/1/14 - 8/14/14

***Spring III
5/12/14 - 8/14/14

Student

$1,642

$821

$821

$1,017

$427

Spouse

$5,209

$2,605

$2,605

$3,225

$1,356

One Child

$2,834

$1,417

$1,417

$1,755

$738

All Children

$3,910

$1,955

$1,955

$2,421

$1,018


Graduate Assistants

Annual
8/15/13 - 8/14/14

Fall
8/15/13 - 2/14/14

*Spring II
2/15/14 - 8/14/14

**Spring I
1/1/14 - 8/14/14

***Spring III
5/12/14 - 8/14/14

Student

$2,323

$1,162

$1,162

$1,438

$605

Spouse

$6,416

$3,208

$3,208

$3,973

$1,670

One Child

$3,512

$1,756

$1,756

$2,175

$914

All Children

$4,831

$2,416

$2,416

$2,991

$1,257


*Available to all students
**Available only to spring students new to MSU
***Available to summer semester students only (Graduate Assistants covered through 8/31/14)

A brochure, enrollment materials and additional information about the student health insurance plan will be mailed to students during the month of July.

For more information, please visit: Aetna Student Health

Questions?