Use your browser's "Back" button to return to the original page. Or go to HomeScholarsHealthBack

Hide Links


Insurance requirements at MSU

Visa status and insurance

Visa Status Health Insurance
J-1 Required by US Government
(J-1 students must meet MSU requirements)
J-2 Required by US Government

Minimum Requirements for J-1 and J-2 scholars

Health insurance coverage is a requirement of all Exchange Visitors in J-1 or J-2 visa status. the U.S. Department of State (DOS) has established the following minimum insurance requirements:

  • Medical insurance must cover the entire period of participation in the Exchange Visitor program.
  • Medical benefits must provide a minimum of $100 ,000 per accident or illness.
  • Medical evacuation must be covered in the amount of $5 0,000, minimum.
  • Repatriation must be covered in the amount of $25 ,0 00, minimum.
  • The deductible must not exceed $500 per accident or illness.
  • Coinsurance does not exceed 25% of covered benefit expense per accident or illness.


  • Ensure your insurance policy meets ALL of the requirements mentioned above.
  • 3 things you have to submit to OISS after you purchase your insurance for review to insure it meets regulatory requirements. Failure to do so may affect your immigration status.

© 2015-2018 Michigan State University Board of Trustees